Medicare Part A (Hospital Insurance)



• Covers inpatient hospital stays, skilled nursing facility care, hospice care, and home health care.
• Typically premium-free if you or your spouse paid Medicare taxes for at least 10 years.

Medicare Part B (Medical Insurance)



• Covers outpatient care, doctor visits, preventive services, and medical supplies.
• Requires a monthly premium based on income.

Medicare Part D (Prescription Drug Plans)



• Helps cover the cost of prescription medications.
• Offered by private insurers approved by Medicare.

Medicare Advantage Plans (Part C)

• All-in-One Coverage: Combines Parts A, B, and often D into a single plan.
• Additional Benefits: May include vision, dental, and hearing coverage.
• Network Restrictions: Typically requires you to use a network of doctors and hospitals.
  

Medicare Supplement Plans (Medigap)

• Fills Coverage Gaps: Covers expenses like copayments, coinsurance, and deductibles not covered by Original Medicare.
• Flexible Choice: Accepted by any provider who accepts Medicare.
• No Prescription Coverage: Requires a separate Part D plan for medications.